Many condo owners believe the HOA’s insurance policy provides coverage for the complex, and by extension, to them. However, in almost all circumstances that is not the case. HOAs typically insure the “shell” of the complexes and liability for common areas, but there are several important holes that must be filled to completely protect a … Read more
2017 is more than a quarter of the way over! It’s Friday, and to celebrate the end of a week, we’ve decided to take a look back at the four “Cars of the Month” so far this year. Each of these vehicles is a true classic, and we consider it a privilege to work with … Read more
If someone told you that filing repeated home insurance claims would cost you down the road, would you listen? The simple fact is that filing small claims almost always does more harm than good. “Exhibit A” below is a real-life example on the negative impact that can come from repeated, small claims. Josie Perez purchased … Read more
Anyone that has purchased a home knows the tremendous undertaking it can be. The task of getting pre-qualified for a mortgage and having an offer accepted is only the beginning, and once you’re in escrow, the process can become an absolute whirlwind. Because of this, many things are often overlooked until just before the close … Read more
A Short Story about The Smiths Joe and Laura Smith are your classic high school sweethearts; they’ve been together since they were sophomores. This past year celebrated their eight-year anniversary and their 33rd Birthdays. Joe’s a hardworking manager for a mid-size technology sales company and Laura works part-time as a photographer and styling specialist. They live a … Read more
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