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A Short Story about The Smiths Joe and Laura Smith are your classic high school sweethearts; they’ve been together since they were sophomores. This past year celebrated their eight-year anniversary and their 33rd Birthdays. Joe’s a hardworking manager for a mid-size technology sales company and Laura …
Old Harbor is pleased to announce a new carrier partnership with American Strategic Insurance (ASI). ASI’s current CEO and President, John Auer, founded ASI in 1997. Mr. Auer saw a glaring need in the southeastern United States for a well run, stable home insurance carrier. …
An escrow account, sometimes referred to as an “impound account,” is a special account that the mortgage company maintains for the borrower’s home insurance and taxes. The escrow account is funded monthly with a portion of each mortgage payment that is made. The funds are …
On August 26, 2016, California’s Governor Brown signed Assembly Bill 2883 into law. The new law alters current Labor Code sections 3351 and 3352 by changing both the definition of an ’employee’ and the eligibility criteria allowing the exclusion of workers’ comp coverage. As of January 1, …
CSE Insurance recently rolled out a great, new Landlord Insurance product. We’ve been fortunate to partner with them since the founding of Old Harbor, and expect that this new offering will further our mutual successes. This new Landlord Insurance program offers overages that have previously …
The process of building or renovating a home can be tiresome and filled with many challenges. One surprise that owners must be certain to avoid is a gap in their insurance. Whether you are building a custom home, developing a residential tract, or renovating or …
We really love classic car insurance. There’s usually a great story behind each of them, and we enjoy hearing what the owners have to share with us. We’re proud to partner with industry leading carriers such as Hagerty, Grundy, and American Modern to insure collections in California and neighboring states. …
Today is the first day of summer and we’re excited. In Southern California, summer goes hand in hand with beach. And we love the beach. So, we’ve decided to feature a client’s beautiful, custom beach home located in Carlsbad, California. We placed a comprehensive Builder’s Risk …
Many homeowners turned to renting their homes or rooms as a means to help makes ends meet during the Great Recession, and the last decade has seen enormous growth in the short-term home rental market. One of the leading vacation rental companies, AirBNB, was born …
The relationship between a property owner and property manager can be complex, and clearly identifying each party’s responsibilities is fundamental to achieving success. Insurance is a topic that should be discussed and outlined prior to entering into any agreements. We’ve previously covered the insurance the …
