Old Harbor Insurance Services
Dock up and stay for a while. There's a lot to explore.
Many homeowners turned to renting their homes or rooms as a means to help makes ends meet during the Great Recession, and the last decade has seen enormous growth in the short-term home rental market. One of the leading vacation rental companies, AirBNB, was born …
The relationship between a property owner and property manager can be complex, and clearly identifying each party’s responsibilities is fundamental to achieving success. Insurance is a topic that should be discussed and outlined prior to entering into any agreements. We’ve previously covered the insurance the …
Protecting your property is of chief importance in the Real Estate sector. As we previously covered, requiring renter’s insurance from your tenants is an essential first step to take as a landlord. If you are utilizing a property management firm, you want to require proof …
The fall of 2003 brought with it a plague of wildfires that decimated San Diego County. In the aftermath, homeowners worked with their respective insurers to rebuild their homes. The claims process was relatively quick for some. For others, repairs dragged on and temporary housing …
The history of Chubb goes back more than 100 years, to a time when the United States was in the midst of an Industrial Revolution. In 1882, Thomas Chubb and his son, Percy, recognized an opportunity in the ship and cargo insurance business, and opened …
Whether you’re picking out a new family member or reviewing tenant applications, it’s important to know the restrictions your insurance provider has on animals, and specifically dogs. Most insurance carriers have a specific list of dog breeds that they will not insure. To help, we’ve …
Insurance policies clearly state the terms of coverage, each party’s responsibilities, and what the insurance will cost you. However, there are number of additional factors that you should consider. People, knowledge, and experience are not easily quantified, and excluding their impact in your decision making can …
Mapfre, pronounced “MAH-fray,” is an insurance carrier that is recognized around the globe. The company was originally founded in Spain in 1933, and since then has grown to a company with a presence on five continents, 36,000 employees, and over 23 million customers. They are …
Item 28 of the California Bureau of Real Estate’s standard lease agreement reads, “Tenant’s or guest’s personal property and vehicles are not insured by Landlord or, if applicable, HOA, against loss or damage due to fire, theft, vandalism, rain, water, criminal or negligent acts of …
